Admin Guide | Human Resources | Stanford University

Overview Medical, Dental & Vision Retiree Benefits Life Insurance Disability Long Term Care Flexible Spending Accounts

Just In Case

Long Term Care (LTC) is an optional after-tax benefit that helps pay day-to-day expenses — such as nursing home or at home care — for elderly or disabled care not covered by health insurance, disability plans, Medicare or Medicaid. There are two LTC plans, one for active employees and one for retirees who did not enroll while an active employee.

Stanford Employee Long Term Care (LTC) Plan

This plan is also available for your spouse, registered domestic partner and dependents, including parents and grandparents of you and your partner. To add or increase LTC coverage, or if you did not enroll when you were first eligible, you must complete an Evidence of Insurability (EOI) (proof of good health) form.

Stanford Retiree Long Term Care Plan

As a Stanford retiree, you may apply for Long Term Care (LTC) coverage at group rates in the event you did not apply for this coverage when you were an active employee. You and your dependents may apply for coverage at any time. You will need to complete an Evidence Of Insurability (EOI) form as part of your application. Rates are based on age at time application is approved.