MyBenefits

Stanford University Seal
© Stanford University
All Rights Reserved

Life Insurance

For Life And Beyond

As a Stanford employee, you are automatically enrolled in our Basic Life and Business Travel Accident insurance programs. Supplemental Life Insurance as well as Accidental Death & Dismemberment (AD&D) insurance are also available. These programs are provided through Prudential Insurance Company.

Basic Life Insurance

You automatically receive coverage equal to your salary, up to a $50,000 maximum.

Supplemental Life Insurance

You may purchase Supplemental Life Insurance from one to eight times your salary, up to a $1 million maximum. If you purchase coverage levels that are more than three times your salary, or if you did not enroll when you were first eligible, you must complete an Evidence Of Insurability (proof of good health) form.

Supplemental Dependent Life Insurance

You may purchase coverage for your spouse or registered domestic partner up to a maximum of 50% of your combined Basic and Supplemental coverage, or $250,000, whichever is less. Coverage over $25,000 requires Evidence Of Insurability.

You can also select coverage of $5,000, $10,000 or $25,000 for your child(ren) as long as you have at least twice as much coverage for yourself.

Accidental Death & Dismemberment (AD&D) Insurance

AD&D insurance provides you and your family with protection against accidental death or loss of limb or body function. It does not pay a benefit for a death arising from illness or natural causes. You may purchase AD&D insurance from one to eight times your salary, up to a $1 million maximum for you and/or you and your children. Coverage is also available for your spouse or registered domestic partner.

Business Travel Accident Insurance

Stanford's Business Travel Accident Insurance plan pays a benefit if you are accidentally injured or die during an official university business trip. Enrollment is automatic and Stanford pays the full cost of coverage. For more information, go to the Risk Management Web site.

Workers' Compensation

Worker's Compensation provides benefits for work-related illness or injury. Stanford continues to pay your academic base salary for the first five working days after a work-related accident, and then Workers' Compensation payment starts. For more information, go to the Risk Management Web site.